Today's post is a little more philosophical than usual. Some people get philosophical at New Year's; for me it is the 4th of July, probably because of a song lyric:
Today's the Fourth of July.
Another June has gone by,
and when they light up our town I just think
what a waste of gunpowder and sky. - Aimee Mann
Over the past couple of weeks, I have heard, read, or provided news reports of salaries, unemployment, mortgages, and "stuff." This got me wondering: does it take a Ph.D. to make personal finances work out?