On dark days, when your job gets you down, what stops you from handing in your letter of resignation? For 40 percent of workers, a recent study finds, it's health insurance -- specifically, health insurance that doesn't cost more or provide less than the plan they have through their employers.
Companies have increasingly embraced wellness programs, with the idea of keeping (or getting) employees healthy and lowering medical expenses in the process. But, surprisingly to some, research is showing these wellness programs are having little effect.
Imagine going into a local health care center with a simple cold and walking out with a bill totaling $500 or more? For millions of Americans without adequate insurance, this is a reality. The stagnant economy has forced many companies into only hiring part timers, which reduces the costs of benefits and overtime. This has created an entire working population of underemployed with no access to affordable health insurance.
A big part of the president's healthcare reform plan is to extend coverage to those who need it most – the old, the poor and the young. To make it affordable, the program relies on young, presumably healthy, adults to opt in. If they don't, they pay a fine. But what if they opt to get penalized instead of sign on up? What would that do to the Affordable Care Act?