If you want to be healthier in the coming year, joining your company's workplace wellness program might do the trick -- if your employer is offering the right type of program.
While some people are now obtaining health insurance through other means under the Affordable Care Act, most Americans still get their coverage through their employer. As the cost of health insurance premiums continues to rise, more insurers and employers are beginning to offer wellness incentive programs. The general idea is that if you participate in a wellness program, you pay a lower premium. The program is supposed to increase your wellness, decreasing the cost of your medical expenses and thus the cost of your insurance. But now the Equal Employment Opportunity Commission (EEOC) is cracking down on some wellness programs that have gone from being voluntary to involuntary.
Companies have increasingly embraced wellness programs, with the idea of keeping (or getting) employees healthy and lowering medical expenses in the process. But, surprisingly to some, research is showing these wellness programs are having little effect.