Insurance sales agents are people who help others choose from many different insurance policies that suit their needs and their lives. They can work with individuals and families, and even with small or large businesses. Some insurance agents, such as captive agents, sell only what their company has to offer. Independent insurance agents may represent several companies. Insurance sales agents can sell life, health, disability, and long-term care insurance. These agents sell products that can help protect a business or individual from financial loss. They serve as a first contact for the customer. Insurance sales agents prepare reports, seek out new business, and maintain records. They maintain a close relationship with their clients and advise them of changes that occur or may occur in their coverage. In some cases, insurance sales agents even travel door-to-door trying to find new clients. Most agents have a college degree in business or economics. In some circumstances, companies may hire a high school graduate who has proven his or her sales ability. Every insurance sales agent has to be licensed and have a separate license if he or she chooses to sell life, health, property, or casualty insurance. Every insurance agent has the ability to advance to a higher position within his or her company. These agents can provide people with safety and comfort by letting them know that they, their families, their businesses, and their homes are safe from danger and risk. Being an agent can be a very daunting and intimidating occupation, but it also comes with the gratification of knowing that you are helping others.
Insurance Sales Agent Tasks
- Prepares reports, seek out new business, and maintains records.
- Serves as a first contact with the customer.
- Sells products that protect businesses or individuals from financial loss.
- Maintains relationship with clients, and advises of changes in coverage.