Claims Adjuster Salary

An average Claims Adjuster in the United States can expect to take home roughly $49K per year. Including potential for bonuses and profit sharing — peaking near $6K and $7K, respectively — total cash payment to Claims Adjusters can bottom out near $35K or peak near $68K depending on individual performance. Experience level is the main element affecting pay for this group — the particular city and the specific company are driving factors as well. Job satisfaction is high and work is enjoyable for most Claims Adjusters. Men are slightly outnumbered by their female counterparts who answered the questionnaire, who make up a slight majority at 54 percent. Medical benefits are awarded to a large number, and most earn dental coverage. Respondents to the PayScale salary survey provided the data for this report.

$37,315 - $67,240
$37K
$49K
$67K
MEDIAN: $48,889
10%
50%
90%

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$13.35 - $26.28
$13
$19
$26
MEDIAN: $18.64
10%
50%
90%

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National Salary Data (?
XAll compensation data shown are gross 10th to 90th percentile ranges. Take the PayScale Survey to find out how location influences pay for this job.
)
$0$23K$46K$69K
Salary
$37,315 - $67,240  
   
Bonus
$242.40 - $6,256  
Profit Sharing
$484.79 - $6,751  
Commission
$11,500  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$35,108 - $68,359  
Country: United States | Currency: USD | Updated: 25 Mar 2017 | Individuals Reporting: 1,162
© PayScale, Inc. @ www.payscale.com
National Hourly Rate Data (?
XAll compensation data shown are gross 10th to 90th percentile ranges. Take the PayScale Survey to find out how location influences pay for this job.
)
$0$15$30$45
Hourly Rate
$13.35 - $26.28  
   
Overtime
$17.62 - $44.61  
National Annualized Data (?
XAll compensation data shown are gross 10th to 90th percentile ranges. Take the PayScale Survey to find out how location influences pay for this job.
)
$0$30K$60K$90K
Bonus
$242.40 - $6,256  
   
Commission
$11,500  
Profit Sharing
$484.79 - $6,751  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$35,108 - $68,359  
Country: United States | Currency: USD | Updated: 25 Mar 2017 | Individuals Reporting: 253
© PayScale, Inc. @ www.payscale.com

Find Out Exactly What You Should Be Paid

United States (change)

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Job Description for Claims Adjuster

A claims adjustor is the point person for an insurance company when the company receives a claim. They normally travel to a location and inspect damage, make notes, and ask questions. The claims adjustor assesses information and make recommendations for how the insurance company proceeds in resolving the claim.

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Claims Adjuster Tasks

  • Investigate and analyze insurance claims to determine extent of insurance company's liability.
  • Negotiate settlement of claims, calculate and authorize payment of claim settlements in accordance with policy and coverage.
  • Compile information derived from correspondence with claimant, witnesses and medical specialists.

Common Career Paths for Claims Adjuster


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Claims Adjusters' salaries may rise greatly for those who assume a higher-end position such as an Insurance Claims Manager. The average Insurance Claims Manager brings home $72K per year. Claims Adjusters go on to become Claims Examiners and Investigators more often than anything even though median pay for the role is $45K. Claims Adjusters who move into a Senior Claims Adjuster role, another well-traveled path for those in this field, tend to find salaries of $65K.

Insurance Claims Adjuster Job Listings

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Popular Employer Salaries for Claims Adjuster


Allstate, Geico, Progressive Casualty Insurance Company, State Farm Insurance Company, and Farmers Insurance Group are among the top companies that take on many Claims Adjusters. Although The Travelers Companies, Inc. offers the highest salaries (median pay is $59K), survey participants reported a rather limited pay range of $51K to $80K. The Hartford Financial Services Group, Inc., State Farm Insurance Company, and Metropolitan Life Insurance Company (MetLife) are a few other companies that offer generous salaries, with Claims Adjusters earning around $56K, $54K, or $53K at each firm, respectively.

Geico doles out the lowest salaries in town — median pay is $42K — not to mention workers can only make as much as $57K and scope of pay is rather limited. Sedgwick, Usaa Insurance, and Esurance, Inc. are a few other employers known for handing out relatively lightweight salaries ($43K, $45K, and $46K respectively).

Popular Skills for Claims Adjuster


Survey results imply that Claims Adjusters put a diverse skill set to use. Most notably, skills in Investigation, Construction Estimating, Litigation Case Management, and Insurance are correlated to pay that is above average, with boosts between 12 percent and 14 percent. Those listing Typing as a skill should be prepared for drastically lower pay. Oral / Verbal Communication and Bilingual also typically command lower compensation. Those proficient in Claim Handling are, more often than not, also skilled in Negotiation.

Pay by Experience Level for Claims Adjuster

Median of all compensation (including tips, bonus, and overtime) by years of experience.


In general, experience and pay appear to be strongly linked; those with more experience usually bring in higher incomes. Relatively untried employees who have less than five years' experience make $44K, but folks with five to 10 years under their belts enjoy an appreciably larger median of $53K. People with 10 to 20 years of experience make an average of about $57K in this role. Big financial gains seem to result from working for more than two decades; veterans in this group report earning $66K on average.

Pay Difference by Location

National Average: $48,751

Larger city markers indicate a job is popular in that location.

For those looking to make money, Claims Adjusters in Los Angeles enjoy an exceptional pay rate, 19 percent above the national average. Claims Adjusters will also find cushy salaries in Houston (+11 percent), Orlando (+9 percent), Chicago (+7 percent), and New York (+4 percent). Claims Adjusters in Oklahoma City earn salaries far below the national average by 23 percent, proving that geography overwhelmingly affects the pay scale for those in this field. Workers in Indianapolis and Tampa earn salaries that trail the national average for those in this profession (12 percent less and 9 percent less, respectively).

Claims Adjuster Reviews

Q: What is it like working as a Claims Adjuster?

Claims Adjuster in Arlington Heights:
`"$It Is Different Everyday."`
Pros: Fast paced working environment.
Cons: It takes a lot of patience.

Claims Adjuster in Florida:
`"$Can Manage And Run A Front Office."`
Pros: Fast learner, hard worker. I am very focused and willing to learn.
Cons:

Related Job Salaries

Key Stats for Claims Adjuster

Gender

Female
54 %
Male
46 %

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 196 votes.
Less than 1 year
9%
1-4 years
43%
5-9 years
18%
10-19 years
21%
20 years or more
8%
Location:
Years in Fields/Career:
United States (change)

Experience Affects Claims Adjuster Salaries

▲36%

▲18%

▲9%

National Average
$49,000

▼10%

Skills That Affect Claims Adjuster Salaries

Investigation
▲14%

Litigation Case Management
▲12%

Construction Estimating
▲12%

Insurance
▲8%

▲3%


Customer Service
▼0%

National Average
$49,000

Oral / Verbal Communication
▼14%

▼14%

Typing
▼23%

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 196 votes.

Gender

Female
54 %
Male
46 %

Years of Experience

Less than 1 year
9%
1-4 years
43%
5-9 years
18%
10-19 years
21%
20 years or more
8%

Common Health Benefits

medical benefits
Medical: 89%
dental benefits
Dental: 83%
vision benefits
Vision: 75%
dental benefits
None: 8%
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