A Credit Analyst earns an average salary of $45,088 per year. Most people with this job move on to other positions after 20 years in this career. For the first five to ten years in this position, salary increases modestly, but any additional experience does not have a big effect on pay.
Credit Analyst Total Pay (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$33,668 - $65,630
(Median)
34K
45K
54K
66K
MEDIAN: $45,087
10%
50%
75%
90%
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Credit Analyst Total Pay (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$12.68 - $23.64
(Median)
13
15
17
20
24
MEDIAN: $17.00
10%
25%
50%
75%
90%
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National Salary Data

 (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$23K$46K$69K
Salary
$33,668 - $65,630  
   
Bonus
$0.00 - $9,730  
Profit Sharing
$494.93 - $7,122  
Commission
$2,500 - $12,500  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$32,024 - $67,514  
PayScale
Country: United States | Currency: USD | Updated: 20 Apr 2014 | Individuals Reporting: 2,420
National Hourly Rate Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$13$26$39
Hourly Rate
$12.68 - $23.64  
   
Overtime
$17.86 - $36.13  
National Annualized Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$26K$52K$78K
Bonus
$0.00 - $9,730  
   
Commission
$2,500 - $12,500  
Profit Sharing
$494.93 - $7,122  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$32,024 - $67,514  
PayScale
Country: United States | Currency: USD | Updated: 20 Apr 2014 | Individuals Reporting: 2,420
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Credit Analyst Job Listings

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Popular Employer Salaries for Credit Analyst
Job Description for Credit Analyst
Credit analysts specialize in determining a business's or individual's credit worthiness. A credit analyst looks at all past credit purchases and, based on their findings, decides if a person or a corporation is worthy to receive a loan. The majority of credit analysts have a Bachelor's degree in mathematics, business, economics, or accounting. It is suggested that people with this job enjoy working with numbers, because they will be reviewing numerical figures as a part of their daily function. He or she will usually work indoors in an office environment. Credit analysts must have excellent communication skills, be great listeners, and be able to perform multiple tasks. Analysts can be employed by major banks, credit unions, investment management groups, and the U.S. Department of State, to name a few. They usually work Monday through Friday, but this can change. If an analyst is working on a major case decision for a corporation, for example, work outside of normal hours may be required. Credit analysts not only make decisions on credit worthiness; they also recommend steps to improve credit ratings. Customers can range from corporations to individuals trying to secure a loan. This is a professional, white-collar job. There is a high demand and growth opportunities for credit analysts because the economy is constantly changing.
Credit Analyst Tasks
  • Ensure that approved accounts remain in good standing.
  • Establish terms for approved credit requests.
  • Assess credit risk.
  • Aggregate and evaluate data related to credit and credit risk to support organizational decision-making.
Popular Skills for Credit Analyst
Pay by Experience Level for Credit Analyst
Median of all compensation (including tips, bonus, and overtime) by years of experience.
Pay Difference By Location
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Miami
up arrow 8%
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National Average
$45,000
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Larger circles over a city indicate a job is popular in that location.
Related Job Salaries

Experience Affects Credit Analyst Salaries

National Average
$45,000

Skills That Affect Credit Analyst Salaries

Financial Analysis
up arrow 4%
Credit Control
up arrow 3%
Accounting
up arrow 1%
Collections
0%
Microsoft Excel
0%
National Average
$45,000
Microsoft Office
up arrow 1%
Job Satisfaction
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Highly satisfied
Rated 4 out of 5 based on 536 votes.
Gender
Female
46%
female alumni
 
Male
54%
male alumni
Years of Experience
Less than 1 year
10%
1-4 years
49%
5-9 years
24%
10-19 years
13%
20 years or more
4%
Common Health Benefits
medical benefits Medical: 90% dental benefits Dental: 83%
vision benefits Vision: 67% employee benefits None: 8%
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