What am I worth?
Get a free salary report »
What should I pay?
Pay the right way »

Insurance Claims Representative Salary

Pay for Insurance Claims Representatives in the United States sits in the ballpark of $44K per year. Overall cash earnings for Insurance Claims Representatives vary widely between $28K and $66K; for a few high rollers, the final number can encompass upwards of $5K each from bonuses and profit sharing proceeds. The most influential factor affecting pay for this group is experience level, though the particular city and the individual firm have a (lesser) impact as well. Almost all report receiving medical coverage from their employers and a fair number collect dental insurance. Most Insurance Claims Representatives like their work and job satisfaction is high. Female Insurance Claims Representatives survey participants are more prevalent than men — 65 percent of professionals. The data in this summary comes from the PayScale salary survey.
Read More
$31,188 - $66,963
(Median)
$31K
$44K
$67K
MEDIAN: $43,575
10%
50%
90%

Add this chart to your site: 640px    300px

$11.46 - $20.84
(Median)
$11
$15
$21
MEDIAN: $15.00
10%
50%
90%

Add this chart to your site: 640px    300px

National Salary Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$23K$46K$69K
Salary
$31,188 - $66,963  
   
Bonus
$0.00 - $4,959  
Profit Sharing
$778 - $5,168  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$27,549 - $65,706  
Country: United States | Currency: USD | Updated: 16 May 2015 | Individuals Reporting: 550
National Hourly Rate Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$17$34$51
Hourly Rate
$11.46 - $20.84  
   
Overtime
$0.00 - $50.20  
National Annualized Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$50K$100K$150K
Bonus
$0.00 - $4,959  
   
Profit Sharing
$778 - $5,168  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$27,549 - $65,706  
Country: United States | Currency: USD | Updated: 16 May 2015 | Individuals Reporting: 234

Find Out Exactly What You Should Be Paid

United States (change)


Comp Managers: Start Here »

Job Description for Insurance Claims Representative

Insurance claims representatives handle claims made by clients and protect the company they work for from false or fraudulent claims. They are the first person to handle a claim when one is made. They speak with the client who is making the claim and they determine if the claim is valid or not.

Read More...

Insurance Claims Representative Tasks

  • Performs system functions such as entering information and updates into database.
  • Provides claim status information to clients.
  • Verifies accuracy and completeness of insurance claims.
  • Conducts investigations to determine coverage for claims.

Common Career Paths for Insurance Claims Representative


Add this chart to your site:   640px 640px    300px 300px


While not commonly seen, Insurance Claims Representatives who transition into an Insurance Claims Manager position may see a rise in pay. The median salary for Insurance Claims Managers is $72K per year. However, Insurance Claims Representatives typically graduate to Claims Examiners and Investigators or Insurance Claims Specialists.

Insurance Claims Representative Job Listings

Search for more jobs:

Popular Employer Salaries for Insurance Claims Representative


State Farm Insurance Company, Farmers Insurance Group, Geico, Liberty Mutual Insurance Group, and The Hartford Financial Services Group, Inc. are top-notch employers for Insurance Claims Representatives in this area. Insurance Claims Representatives seeking a sizable paycheck can earn the most at The Hartford Financial Services Group, Inc., where the median salary comes to $46K, though the large pay difference between employees at the top ($36K) and those starting out ($73K) creates a rather diverse pay scale.

Geico reports the lowest median salary in the area (it's only $36K) but some workers make up to $49K, indicating a rather large gap in employee earnings.

Popular Skills for Insurance Claims Representative


Insurance Claims Representatives note just a narrow range of job skills. Most notably, facility with Negotiation and Claim Handling are correlated to pay that is significantly above average, leading to increases of 21 percent and 5 percent, respectively. Those educated in Claim Handling tend to be well versed in Negotiation.

Pay by Experience Level for Insurance Claims Representative

Median of all compensation (including tips, bonus, and overtime) by years of experience.


Insurance Claims Representatives generally obtain higher compensation for more plentiful past experience. During the first five years of their careers, Insurance Claims Representatives see a median income of $37K. Survey respondents with five to 10 years of experience report an only modestly higher median of $41K. Insurance Claims Representatives with one to two decades of relevant experience report an average salary of approximately $48K. Seasoned workers who boast more than two decades of relevant experience enjoy a median salary of $60K, which is substantially larger than the medians reported by folks with fewer years on their resumes.

Pay Difference by Location


Aurora offers some of the highest pay in the country for Insurance Claims Representatives, 34 percent above the national average. Insurance Claims Representatives will also find cushy salaries in New York (+22 percent), Atlanta (+11 percent), Houston (+4 percent), and Dallas (+4 percent). Those in the field find the lowest salaries in Tampa, 12 percent below the national average.

Related Job Salaries

United States (change)

Experience Affects Insurance Claims Representative Salaries




National Average
$40,000


Skills That Affect Insurance Claims Representative Salaries



National Average
$40,000

Customer Service
up arrow 2%

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 151 votes.

Gender

Female
65 %
Male
35 %

Years of Experience

Less than 1 year
14%
1-4 years
32%
5-9 years
20%
10-19 years
20%
20 years or more
14%

Common Health Benefits

medical benefits Medical: 90% dental benefits Dental: 78%
vision benefits Vision: 61% employee benefits None: 8%
ADVERTISEMENT