Title searchers work for title companies by thoroughly analyzing public records to learn as much as possible about property titles so that unusual title situations do not complicate processes of finalizing transactions between buyers and sellers of property. They also analyze and examine deeds, easements, liens, tax assessments, mortgage holders on property, and deeds of trust.
Title searchers must pay close attention to details to be as accurate as possible, and may also perform administrative or clerical duties to help escrow officers to close property transactions in a timely manner. Although title searchers work mostly on behalf of their companies' clients, they also search property titles for their own employers. Title insurance companies must be careful in issuing title insurance policies, as clean titles to properties are necessary in order to avoid losses.
A high school diploma or GED is a minimum requirement for this position, and those who also have prior experience in performing title examination may be preferred by some employers. However, some employers are wiling to train candidates who have no prior experience. Computer skills are also important, and candidates should be proficient in Microsoft Office programs (PowerPoint, Excel, Word, Outlook). They should also have excellent oral and written communication skills and be comfortable working in a team environment. Some employers require that candidates have general knowledge of local filing requirements and legal documents/forms which are used for property transfers, recording fees, etc. Title searchers may also be required to possess a valid driver's license to go to county offices or perform other errands for their companies.
Title Searcher Tasks
Review data and submit reports.
Verify ownership, legal description, and zoning ordinances of properties. Review data and submit reports.
Search, analyze, and evaluate records on titles to land, homes, and buildings.
May prepare leases, grants and deeds.