If you're trying to be more frugal, you already know that one of the most horrifying parts of creating a budget is finding out how much you spend on stuff you don't even enjoy. Take weekday lunches. Many of us buy our midday snack, and eat it huddled over our keyboards. At the end of the week, we've spent a tidy sum of money on food we didn't get to savor. Plus, it probably wasn't even all that good for us.