A Mid-Career Credit Analyst earns an average salary of Rs 710,376 per year. The highest paying skills associated with this job are Financial Analysis and Risk Management / Risk Control.

Rs 350,853 - Rs 1,736,252
Rs 350K
Rs 700K
Rs 2M
MEDIAN: Rs 704,401
Rs 0Rs 1M
Salary Rs 350,853 - Rs 1,736,252
Bonus Rs 1,030 - Rs 413,041
Profit Sharing Rs 0.00 - Rs 298,805
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
Rs 364,939 - Rs 1,800,000
  • Country: India
  • Currency: INR
  • Updated: 18 Jan 2018
  • Individuals Reporting: 143

Job Description for Credit Analyst

Credit analysts specialize in determining a business's or individual's credit worthiness. A credit analyst looks at all past credit purchases and, based on their findings, decides if a person or a corporation is worthy to receive a loan. The majority of credit analysts have a Bachelor's degree in mathematics, business, economics, or accounting. It is suggested that people with this job enjoy working with numbers, because they will be reviewing numerical figures as a part of their daily function. He or she will usually work indoors in an office environment. Credit analysts must have excellent communication skills, be great listeners, and be able to perform multiple tasks. Analysts can be employed by major banks, credit unions, investment management groups, and the U.S. Department of State, to name a few. They usually work Monday through Friday, but this can change. If an analyst is working on a major case decision for a corporation, for example, work outside of normal hours may be required. Credit analysts not only make decisions on credit worthiness; they also recommend steps to improve credit ratings. Customers can range from corporations to individuals trying to secure a loan. This is a professional, white-collar job. There is a high demand and growth opportunities for credit analysts because the economy is constantly changing. (Copyright 2018 PayScale.com)

Credit Analyst Tasks

  • Assess credit risk.
  • Aggregate and evaluate data related to credit and credit risk to support organizational decision-making.
  • Ensure that approved accounts remain in good standing.
  • Establish terms for approved credit requests.

Credit Analyst Job Listings

Pay Difference by Location

National Average: Rs 792,476

Larger city markers indicate a job is popular in that location.

Key Stats for Credit Analyst


13 %
87 %

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 11 votes.
5-9 years
10-19 years

Skills That Affect Credit Analyst Salaries

Risk Management / Risk Control

National Average
Rs 792,000

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 11 votes.


13 %
87 %

Common Health Benefits

medical benefits
Medical: 71%
dental benefits
Dental: 6%
vision benefits
Vision: 6%
no benefits
None: 27%