HK$359,936
Avg. Salary
Avg. Hourly Rate

Average additional compensation for this job:

Bonus

HK$62,725

Profit Sharing

HK$7,500

The average pay for a Credit Analyst is {{pay}} per hour.

The average pay for a Credit Analyst is HK$359,936 per year.

$0
10%
$0
50%
$0
90%
MEDIAN $0
$206k
10%
$360k
50%
$730k
90%
MEDIAN $359,936
HK$205,886 - HK$729,845
HK$210K
HK$360K
HK$730K
MEDIAN: HK$359,936
10%
50%
90%
HK$0HK$851K
Salary HK$205,886 - HK$729,845
Bonus HK$21,000 - HK$135,000
Profit Sharing HK$7,500
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
HK$224,286 - HK$851,486
  • Country: Hong Kong
  • Currency: HKD
  • Updated: 13 Nov 2018
  • Individuals Reporting: 27

Job Description for Credit Analyst

Credit analysts specialize in determining a business's or individual's credit worthiness. A credit analyst looks at all past credit purchases and, based on their findings, decides if a person or a corporation is worthy to receive a loan. The majority of credit analysts have a Bachelor's degree in mathematics, business, economics, or accounting. It is suggested that people with this job enjoy working with numbers, because they will be reviewing numerical figures as a part of their daily function. He or she will usually work indoors in an office environment. Credit analysts must have excellent communication skills, be great listeners, and be able to perform multiple tasks. Analysts can be employed by major banks, credit unions, investment management groups, and the U.S. Department of State, to name a few. They usually work Monday through Friday, but this can change. If an analyst is working on a major case decision for a corporation, for example, work outside of normal hours may be required. Credit analysts not only make decisions on credit worthiness; they also recommend steps to improve credit ratings. Customers can range from corporations to individuals trying to secure a loan. This is a professional, white-collar job. There is a high demand and growth opportunities for credit analysts because the economy is constantly changing. (Copyright 2018 PayScale.com)


Credit Analyst Tasks

  • Assess credit risk.
  • Aggregate and evaluate data related to credit and credit risk to support organizational decision-making.
  • Ensure that approved accounts remain in good standing.
  • Establish terms for approved credit requests.

Credit Analyst Pay By Employer

$0$99K

U.S. Bank
28 profiles
$57,173

$61,160

$59,999

$69,330

Wells Fargo Bank
13 profiles
$60,061

Farm Credit
12 profiles
$45,000

Comerica Bank
9 profiles
$49,855

$65,000

$56,000

Citibank
8 profiles
$70,986

Credit Analyst Job Listings

Pay Difference by Location

-8%

National Average: HK$394,426

Larger city markers indicate a job is popular in that location.

Credit Analyst Reviews

Q: What is it like working as a Credit Analyst?

Credit Analyst in Singapore:
"Mixing Customer Service & Accounting."
Pros: The challenge of collecting and bonding with customers. Stress level is predictable unless you are overloaded.
Cons: Managing customer relationships or relationships with your sales people (if there is any)

Key Stats for Credit Analyst

Gender

Female
33 %
Male
67 %

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 2 votes.
Less than 1 year
7%
1-4 years
52%
5-9 years
22%
10-19 years
15%
20 years or more
4%

Experience Affects Credit Analyst Salaries

▲25%

National Average
HK$394,000

▼24%

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 2 votes.

Gender

Female
33 %
Male
67 %

Years of Experience

Less than 1 year
7%
1-4 years
52%
5-9 years
22%
10-19 years
15%
20 years or more
4%

Common Health Benefits

medical benefits
Medical: 100%
dental benefits
Dental: 64%
vision benefits
Vision: 5%
no benefits
None: