Average Salary for TIAA-CREF Employees

Based in Denver, Colo.,insurance & financial services player TIAA-CREF offers many employment opportunities, including Financial Advisor and Financial Consultant positions. TIAA-CREF workers are not strangers to large paychecks, where average earnings swell to $100K per year. The most important factor affecting pay for TIAA-CREF employees is where you live, though your experience level and what you do at the company play a role as well. This overview is based on answers to PayScale's salary questionnaire.

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Employer: TIAA-CREF
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About This Company

Denver, Colorado 


Insurance & Financial Services


Tiaa- Cref

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When it comes to location, the highest average paycheck (around $120K annually) can be spotted in Boston, Mass.; New York, N.Y. (approximately $101K), Chicago, Ill. ($95K), and Charlotte, N.C. ($87K) are the next top-paying cities. Dallas, Texas ranks low on the pay scale — at about $56K, it is one of the lowest-paid cities. Within the firm, employees working in Massachusetts take home the most — $120K per year on average.

Years of Experience

Average pay is about $84K annually for those with five to nine years of experience. When we consider tenure, a substantial portion of employees (26 percent) have been working for one to four years and make $72K per year on average.


IT Program Managers are awarded the highest paychecks, with compensation nearing approximately $122K annually on average; Financial Advisors are next on the list, bringing in close to $89K, followed by Relationship Managers earning around $85K and IT Business Analysts making $84K. Financial Consultants at TIAA-CREF do not see much in the way of financial compensation and represent one of the lower-paid positions (about $63K on average) at the company.

Certifications and Degrees

Project Management Professionals have significantly higher pay than non-accredited workers at $121K per year. Bigger paychecks are awarded to Licensed Life Insurance Agents with credentials; these people earn $90K annually on average. TIAA-CREF compensates Master of Business Administration (MBA), Business & Marketing-holders the most at around $134K per year.


The highest-paying skill in this position seems to be Budget Management; individuals who report it as part of the repertoire have a median income of $120K annually. One of the more prevalent skills at TIAA-CREF is Project Management, with close to a fifth considering it a key competency. Microsoft Excel, Data Analysis, and Financial Analysis were also reported by many survey participants.

Benefits and Perks

Workers wishing to put aside retirement money are in luck; TIAA-CREF sponsors various plans such as a 401(k) plan and a company pension plan. For nearly all survey participants, benefits include health insurance, and the vast majority of workers get dental coverage, too. Employees can also look forward to tuition reimbursement, gym membership, life insurance, and optional telecommute / work from home.

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Key Stats for TIAA-CREF


43 %
57 %
$57,934 - $116,163
$56,553 - $120,119

Job Satisfaction

Extremely satisfied
Rated 5 out of 5
based on 39 votes.
Less than 1 year
1-4 years
5-9 years
10-19 years
20 years or more
Years in Fields/Career:
United States (change)

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