What am I worth?
Get a free salary report »
What should I pay?
Pay the right way »

Average Salary for TIAA-CREF Employees

Based in Denver, Colo.,insurance & financial services player TIAA-CREF offers many employment opportunities, including Financial Consultant and Financial Advisor positions. It is not unusual for people who work at TIAA-CREF to earn generous salaries — average pay comes to $93K per year. TIAA-CREF paychecks are largely negotiated based on your job title, though your experience level and your city are also considered. This report is based on answers to PayScale's salary questionnaire.

Read More

How This Employer Pays

TIAA-CREF typically pays:
above market
Similar employers pay:
below market
Similar companies include:
Edward Jones, AXA Advisors LLC, Ocwen LLC
Employer: TIAA-CREF
Average Salary Range by Job
Job (Number Reporting)
National Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
[-]Financial Consultant (13)
$46,332 - $94,049  
[-]Financial Consultant (13)
Salary$46,332 - $79,506  
Bonus$1,387 - $34,984  
Profit Disbursement$1,253 - $13,370  
Total Pay$46,332 - $94,049  
[+]Financial Advisor (11)
$52,001 - $198,251  
[+]Financial Advisor (11)
Salary$47,947 - $94,065  
Bonus$4,055 - $92,715  
Profit Disbursement$1,225 - $20,209  
Total Pay$52,001 - $198,251  
[+]Relationship Manager (7)
$47,980 - $162,747  
[+]Relationship Manager (7)
Salary$45,560 - $143,136  
Bonus$3,075 - $38,445  
Total Pay$47,980 - $162,747  
[+]Financial Planner (5)
$45,155 - $180,327  
[+]Financial Planner (5)
Salary$38,291 - $132,281  
Bonus$2,398 - $35,390  
Total Pay$45,155 - $180,327  
 Precise Range (?
XPrecise ranges are calculated based on validated data submitted by employees in this job at this company.
)     Estimated Range (?
XWhen PayScale has limited employee-submitted data, we base estimated ranges on a broader set of relevant employee profiles to calculate the most accurate ranges for this job at this company.
Country: United States | Currency: USD | Updated: 30 Mar 2015 | Individuals Reporting: 180

Find Out Exactly What You Should Be Paid

United States (change)

- OR -

Log in with LinkedIn

Comp Managers Click Here »

About This Company

Denver, Colorado 


Insurance & Financial Services


Tiaa- Cref

Freebase CC-BY Source: Freebase, licensed under CC-BY


Nearing the top of the pay scale are IT Program Managers, Senior Business Analysts, Financial Advisors, and Relationship Managers; while the first receives the highest median pay at around $123K annually, the other salaries come in at about $91K, $90K, and approximately $85K, respectively. Financial Consultants make an average $56K, close to the bottom of the company pay scale.

Years of Experience

Respondents who have been working for five to nine years make $81K per year on average. Between the one and five year mark, median pay is $67K annually. Broken down by tenure, the largest share of TIAA-CREF employees (29 percent) have 10-19 years of experience and earn around $89K per year on average.


When it comes to location, the highest average paycheck (approximately $120K annually) can be spotted in Boston, Mass.; Iselin, N.J. ($112K), New York, N.Y. ($98K), and Charlotte, N.C. (about $84K) are the next top-paying cities. Dallas, Texas ranks low on the pay scale — at $66K, it is one of the lowest-paid cities. Within the company, workers earn the highest salaries (an average of $95K per year) in New York.

Certifications and Degrees

Being a Project Management Professional certainly has its perks — salaries approach approximately $120K annually and far exceed the paychecks of those without certification. Earning a Certified Financial Planner certification garners significant financial rewards of $91K per year on average. The highest-paying degree here is a law degree; TIAA-CREF awards around $180K to these degree-holders.


The highest-paying skill to have may be Strategic Planning; employees who claim proficiency also report a higher average salary of about $115K annually. A common skill in TIAA-CREF's work force is Project Management; just under a fifth of survey participants report using it on the job. Other skills in demand are Financial Analysis, Sales, and Microsoft Excel.

Benefits and Perks

Workers who save for retirement get lots of help because the company offers a number of savings programs including a 401(k) plan and a company pension plan. Nearly all employees receive health insurance, and the vast majority of survey participants get dental coverage. TIAA-CREF folks also make good use of life insurance, tuition reimbursement, gym membership, and defined contribution (dc) retirement plan.

Key Stats for TIAA-CREF


40 %
60 %
$50,082 - $105,822
$49,231 - $110,278
Less than 1 year
1-4 years
5-9 years
10-19 years
20 years or more

Job Satisfaction

Extremely satisfied
Rated 5 out of 5
based on 32 votes.
United States (change)

Subscribe to Our Newsletter

Salary and career advice to put you a step ahead.
newsletter icon


Recent Blog Posts on Career News

Want to Get More Specific? Get a Salary Report Customized for YOU

Tell us about your current job and your skillset, and we’ll let you know how much employers are paying in your area.