The average salary for an Underwriter, Personal Lines is $49,109.
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$38k - $70k
$485 - $5k
$988 - $6k
$36k - $70k
Your Market Worth Over Time
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Job Description for Underwriter, Personal Lines
Underwriters for personal lines typically assess individual customers of insurance agencies to decide whether or not they are eligible to receive the agency's services. They make these determinations based on each individual's risks, including with a review of paperwork such as tax returns, financial statements, credit bureau information, and other relevant documentation. They also need to evaluate potential clients' needs associated with the requested insurance. Underwriters for personal lines …Read more
Underwriter, Personal Lines Tasks
- Analyze new and renewal business, data, claim history, loss experience, and outcome of liability decisions.
- Underwrite, submit, approve or pend coverage amounts and premiums, and present decisions to management.
- Monitor existing policies for compliance with company guidelines.
- Manage underwriting territory and select new business based on analysis of their profitability.
Popular Employer Salaries for Underwriter, Personal Lines
Underwriter, Personal Lines Job Listings
Popular Skills for Underwriter, Personal Lines
Oral / Verbal Communication
Skills in Risk Management / Risk Control, Oral / Verbal Communication, Customer Service and Data Analysis are correlated to pay that is above average. Skills that pay less than market rate include Insurance.
Pay by Experience Level for Underwriter, Personal Lines
An entry-level Underwriter, Personal Lines with less than 1 year experience can expect to earn an average total compensation (includes tips, bonus, and overtime pay) of $43,291 based on 35 salaries. An early career Underwriter, Personal Lines with 1-4 years of experience earns an average total compensation of $47,507 based on 114 salaries. A mid-career Underwriter, Personal Lines with 5-9 years of experience earns an average total compensation of $49,791 based on 68 salaries. An experienced Underwriter, Personal Lines with 10-19 years of experience earns an average total compensation of $50,798 based on 71 salaries. In their late career (20 years and higher), employees earn an average total compensation of $61,404.
Pay Difference by Location
Learn more about cost of living by city.
Employees with Underwriter, Personal Lines in their job title in Atlanta, Georgia earn an average of 10.2% more than the national average. These job titles also find higher than average salaries in Duluth, Georgia (2.8% more) and Tampa, Florida (0.3% more). The lowest salaries can be found in Columbus, Ohio (9.3% less), Portland, Maine (4.6% less) and Houston, Texas (1.4% less).
Years of Experience
This data is based on 324 survey responses.
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