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Insurance Claims Adjuster Salary

Median pay for Insurance Claims Adjusters in the United States is around $48K annually. With some bonuses approaching $6K and certain profit sharing proceeds approaching $7K, overall incomes of Insurance Claims Adjusters spread between $34K and $70K depending on individual performance. Earnings for this group are mostly affected by career length, followed by the specific employer and geography. Men working as Insurance Claims Adjusters who took the survey just slightly outnumber women at 56 percent. Most enjoy medical while a strong majority get dental coverage. Vision coverage is also available to the greater part. Most workers in this position report high levels of job satisfaction.

$35,125 - $67,539
(Median)
$35K
$48K
$68K
MEDIAN: $48,157
10%
50%
90%

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$12.81 - $28.41
(Median)
$13
$18
$28
MEDIAN: $18.00
10%
50%
90%

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National Salary Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$24K$48K$72K
Salary
$35,125 - $67,539  
   
Bonus
$0.00 - $5,781  
Profit Sharing
$499.44 - $6,662  
Commission
$0.00 - $69,531  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$34,458 - $69,744  
Country: United States | Currency: USD | Updated: 16 May 2015 | Individuals Reporting: 1,740
National Hourly Rate Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$15$30$45
Hourly Rate
$12.81 - $28.41  
   
Overtime
$19.14 - $42.94  
National Annualized Data (?
XAll compensation data shown are gross, national 10th to 90th percentile ranges. Pay can vary greatly by location. To view local data, take the PayScale survey.
)
$0$30K$60K$90K
Bonus
$0.00 - $5,781  
   
Commission
$0.00 - $69,531  
Profit Sharing
$499.44 - $6,662  
Total Pay (?
XTotal Pay combines base annual salary or hourly wage, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job. It does not include equity (stock) compensation, cash value of retirement benefits, or the value of other non-cash benefits (e.g. healthcare).
)
$34,458 - $69,744  
Country: United States | Currency: USD | Updated: 16 May 2015 | Individuals Reporting: 244
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Job Description for Insurance Claims Adjuster

Insurance claims adjusters are responsible for investigating accidents to determine liability. They do this by having phone conversations with customers, obtaining police reports, and negotiating damage settlements. They document claim activity and provide fair settlement and claim resolutions to customers. The insurance claim adjuster must work to help customers feel satisfied while making cost-effective decisions that benefit their business.

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Insurance Claims Adjuster Tasks

  • Compile information derived from correspondence with claimant, witnesses and medical specialists.
  • Negotiate settlement of claims, calculate and authorize payment of claim settlements in accordance with policy and coverage.
  • Investigate and analyze insurance claims to determine extent of insurance company's liability.

Common Career Paths for Insurance Claims Adjuster


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Insurance Claims Adjusters do not often transition into Attorney roles. The role averages $81K per year. Insurance Claims Adjusters most frequently become Claims Examiners and Investigators and Claims Adjusters even though median compensation is $4K lower and $2K lower, respectively.

Insurance Claims Adjuster Job Listings

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Popular Employer Salaries for Insurance Claims Adjuster


Well-known firms with a reputation for hiring numerous Insurance Claims Adjusters include Allstate Insurance Company, Progressive Casualty Insurance Company, The Travelers Companies, Inc., Farmers Insurance Group, and State Farm Insurance Company. Employees of The Hartford Financial Services Group, Inc. can expect to make the most, with the company offering a median salary of $63K; however, pay is widely dispersed from bottom to top, ranging from $40K to $89K. Also paying near the top of the field are Liberty Mutual Insurance Group at $56K, The Travelers Companies, Inc. at $54K, and State Farm Insurance Company, where Insurance Claims Adjusters annually earn $50K.

Others at the bottom of the scale for this job include Allstate Insurance Company at $44K, and Allstate where $45K is the norm, but it is worth noting that some Insurance Claims Adjusters there earn up to $88K.

Popular Skills for Insurance Claims Adjuster


Survey takers who work as Insurance Claims Adjusters report a focused set of job skills. Most notably, skills in Construction Estimating, Negotiation, Claim Handling, and Customer Service are correlated to pay that is above average. Skills that pay less than market rate include Insurance. Those proficient in Claim Handling are, more often than not, also skilled in Negotiation.

Pay by Experience Level for Insurance Claims Adjuster

Median of all compensation (including tips, bonus, and overtime) by years of experience.


Experience is an important factor influencing the compensation of Insurance Claims Adjusters. The average worker who claims fewer than five years of experience earns around $42K. In contrast, however, individuals who report five to 10 years in this occupation see a much larger median of $51K. People with 10 to 20 years of experience make an average of about $56K in this role. Big financial gains seem to result from working for more than two decades; veterans in this group report earning $65K on average.

Pay Difference by Location


Home to some of the best pay for Insurance Claims Adjusters, Seattle offers exceptional salaries, 27 percent above the national average. Insurance Claims Adjusters can also look forward to large paychecks in cities like New York (+21 percent), Los Angeles (+18 percent), Chicago (+5 percent), and Houston (+5 percent). Trailing the national average by 10 percent, San Antonio is the market with the smallest paychecks. Not at the bottom but still paying below the median are employers in Oklahoma City and St. Louis (9 percent less).

Related Job Salaries

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Experience Affects Insurance Claims Adjuster Salaries




National Average
$48,000


Skills That Affect Insurance Claims Adjuster Salaries



Claim Handling
up arrow 1%

National Average
$48,000

Customer Service
up arrow 2%

Insurance
up arrow 4%

Job Satisfaction

Highly satisfied
Rated 4 out of 5
based on 434 votes.

Gender

Female
44 %
Male
56 %

Years of Experience

Less than 1 year
8%
1-4 years
35%
5-9 years
26%
10-19 years
20%
20 years or more
11%

Common Health Benefits

medical benefits Medical: 87% dental benefits Dental: 78%
vision benefits Vision: 63% employee benefits None: 11%
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